Sahara Surveyors and Adjusters

Harish Ramanathan

Insurance Surveyor & Loss Assessor( IRDA SLA-120239 Vlid up to 14/09/2022)
Approved Valuer (IV-A-25359)
Chartered Engineer (M-152497-0)

Professional Synopsis
More than 15 Years of practical experience in managing, assessment, smooth functioning of General Insurance claims such as FIRE, MARINE, ENNG– with specialization in Marine underwriting, cargo Superintendence. Risk Inspections in Fire & Engineering
Rich experience of high value In –house claims assessment and inspections.
Strong understanding of the insurance industry in claim adjudication, Legal and end to end claims Administration & Shipping, Multimodal and Maritime operations.

Professionally Practicing as Licensed Surveyor & Loss Assessor under IRDA, in FIRE, MARINE & ENGINEERING departments, and Approved Plant and Machinery Valuer for IT and Banks.

Excellent know how in report writing and Expert opinion and presentation of material facts in connection with a claim. Excellent networking with Techno-legal-Shipping-Insurance Personnel in INDIA & abroad.

KEY QUALITIES/ATTRIBUTES

Self starter, involved, team player, organizer, motivator, training and monitoring capabilities, working under stressful conditions as well as commitment oriented.

Conversant in business development in the insurance surveying sector, with rich high value contacts and established trustworthy relationships.

Excellent written, verbal and communication skills as well as focused customer orientation has always helped in amicably squaring up the most difficult deals/situations. Enormous exposure to multi variety of risks, perils, claims, losses, catastrophes, with practical grass-root experience of their handling. Known for serving as a sweet-link between the insured and insurer, ensuring amicable settlement of complex claims, applying knowledge, market experience, intelligence, technical know-how apart from strong analytical and very strong negotiation skills.

Professional Membership

Licentiate - Insurance Institute of India

Licensed Insurance Surveyor & Loss Assessor- IRDA

Licentiate- Indian Institute of Insurance Surveyors and Loss Assessors (IIISLA)

MIE- Member of Institute of Engineers

AIV- Associate member of Institute of Valuers India

About image

Professional Qualification

MSc-Mechanical Engineering- University of Sussex, Brighton, UK

MSc- Valuation of Plant & Machinery- Annamalai University, Chitambaram,TN

PGDBA- Cambridge University –City College- London, UK

BE- Mechanical Engineering- SRM University, Chennai, India

FIATA- Cargo Introductory Course (IATA), Montreal, Canada

IATA DGR- Dangerous Goods Regulation , Montreal, Canada

Enquire your queries

We will be up-to-data so if you ask any queries we will resolve asap so don't hesitate to ask you queries

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See What we do

IRDA Licenced Surveyor

Departments: FIRE/MAREINE/ENGINEERING
Technical Consultations for Underwriters prior to policy
Loss Assessment and Adjustments
Technical opinion

Insurance Valuation

Inspection and Valuation of Second-hand Machinery (Imported Machinery)
Valuation for the purpose of Sum Insured
Valuation of Building, Plant and Machinery, and any other tangible assets

Chartered Engineer

Chartered Engineer Certification
Inspection & Valuation of Imported Used Machinery for Customs Clearance Purpose.
Post / Pre Shipment Inspection Certificates for Scrap.
Inspection & valuation of export machinery.
Installation Certificates for EPCG Schemes.

Risk Management Services

Risk Categorisation
Risk inspection and audit
Pre policy Inspection
Fire safety Inspection

Marine Surveys

Marine Cargo.
Hull and Machinery.
Plant and Premises.
Container Stuffing and De –stuffing.
Discharge & Delivery of Bulk/Liquid cargo.
Container Inspection.
Project Cargoes.
Road Surveys.
Warehouse Surveys.

Claims Handling Services

Claims review (e.g. where only paperwork is available)
Audit of claims and repair costs.
Procurement and analysis of claims documentation.
Claim Adjustments

Civil Construction Audit

Assistance in preparation of BOQ prior to contract
Comparison of Quotations and selection of Contractors
Quality and Quantity audit at the site
Recommendations for release of funds at Milestones

Consultation

Policy Audit-recommendation of suitable Policy
Gap Analysis-recommendation of Sum Insured
Insurance Claims audit and Consultation

Seminars and Training

Customs EXIM Process and Documentation
INCOTERMS and Customs Duty calculations
GST and Customs Act
Supply chain Management

Our Team

Harish Ramanathan

Proprietor & Chief Consultant

Harish Ramanathan is a Mechanical Engineer with Masters degree from University of Sussex (UK) and Masters in Valuation of Plant & Machinery from Annamalai University,Tamilnadu with work experience of more than 15 years in various Industries. He is currently practicing as Insurance surveyor (IRDA) (FIRE/ENGG/MARINE), Approved Valuer and a Chartered Engineer with a vast experience in the field of Customs and Freight Forwarding.

He is also an empanelled Chartered Engineer and Valuer with Chennai Customs and also a qualified Risk Engineer.

Savithri Harish

Chief Executive & Head Claims

Savithri Harish is a Computer Engineer with excellent knowledge in Insurance claims and Accountancy. As head of claims, she is incharge for leading our young and energetic team and coordinating with the Insurers and Insured for smooth settlement of claims.

J. Ramkumar

Civil Consultant & Lead

J.Ramkumar, a Civil Engineer from Kolhapur Institute of Technology, Maharashtra and Management Graduate from Institute for Technology & Management (ITM). He currently pursing IBBI authorized Valuation for Land & Building He has worked in organization like Team HR , Cushman & Wakefield , Lease info in Senior Position. Presently, he is part of a family owned construction company reinforcing the tradition of quality construction.

Our works

All
Project Import Survey
Valuation - Second Hand Machinary-Customs

Project Import Survey 1

Project Import Survey

Project Import Survey 2

Project Import Survey